Vision Service Plan (VSP) offers coverage both in and out-of-network. Participants in this plan will not receive a vision card. When you call to make the vision appointment, make sure the eye doctor participates in the VSP insurance plan. The eye doctor will contact VSP for all of the insurance information. Members can receive an eye exam and new lenses or contacts every 12 months. and new frames every 24 months. For more detailed plan information, please review the plan summary listed below or visit VSP Vision's website.